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Is your credit or situation a bit "challenged"?  Well, we still have a loan that will fit
your situation and budget.

Just Less Than "A"
Featured Program  
Have you been told that you don't qualify for conventional financing?
                                                                          
  Our "Just Missed" programs have relaxed credit requirements for purchases, rate and term refinances, or cash out refinances.
   FICO Scores down to 580.
   30 and 15 year fixed rates available.
   Rates and terms determined by credit score and debt to income ratios.  Call for pricing.
Stated Income/ Stated Assets
Featured Program  
Are you self employed or is your income unverifiable?

  We have stated income loans for almost every purpose - cash out, rate and term, purchase, non-owner occupied, etc.
   May also state assets on purchases for down payments.
   Available down to a 620 FICO Score
100% Financing Loans
Featured Program  
30/15 Year Fixed Rate - Loan Amounts to $417,000 (One Unit)*
                                                                          
  No money down on purchases!
  Can refinance with no cash out up to 100% and 90% with cash out. 
  Non-owner occupied purchases available up to 100% also. 
  3% down payment allowable in some cases. Call for details. 
  No mortgage insurance options available also. 

 3/5/7/10 Year Fixed Rate - Loan amounts to $417,000. 

   Great Rates for homebuyers who want a little bit more house for the money. 
  5% down payment allowable in some cases. Call for details. 

 1 Year Adjustable Rate - Loan amounts to $417,000.

  Loans can be based both upon the 1-Year T-Bill or the 11th District Cost of Funds. 
  Rates start as low as 3.40%!
 

Your home mortgage experience should not be just that, an "experience".  At Janus Mortgage we believe that the best customer is an informed consumer.  That's why we provide free advice about your mortgage choices.
 

 

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© 2007 Copyright Janus Mortgage  Terms and conditions apply.  Please see our privacy policy for information about how we protect the information you give us.  All rates, programs and fees are subject to change.  Janus Mortgage is a Real Estate Mortgage Broker licensed by the California Department of Real Estate, license number 01078456.