What Personally Identifiable Information Is 

Personally identifiable information is your name, address, e-mail address, phone number and credit card information. 

Where We Collect Personally Identifiable Information 

Janus Mortgage collects personally identifiable information when you (1) submit feedback, questions or "contact us" messages, (2) e-mail us with a request to for loan information, (3) call us to request information about a home loan. 

How We Use Personally Identifiable Information 

Janus Mortgage uses your personally identifiable information to personalize your experience on our Web site, to obtain your credit report, to ship and confirm your orders, to prevent fraud against you, and to contact you. For example, when you place an order at Janus Mortgage, we need to know your name, e-mail address, mailing address, shipping address and credit card information. This allows us to fulfill your order and notify you of your order status. 

Janus Mortgage also compiles aggregate data from all of our customers to prepare internal reports about which pages are popular, how many total unique users visit our site, and different traffic patterns. Janus Mortgage does not combine your personally identifiable information with information about pages visited, purchases made, or any other clickstream data. 

Who We Disclose Personally Identifiable Information To 

Janus Mortgage will not sell, rent, trade or disclose your personally identifiable information to anyone except as explained in this policy. Janus Mortgage may disclose some personal information to outside companies who help Janus Mortgage with the administration and delivery of loan applications, escrow services, and any other company deemed necessary information in order to determine credit worthiness or process a loan application. 

Aggregate statistical data gathered from customers, but NOT personally identifiable information, may be shared with our affiliates in order to calculate sales information. Janus Mortgage may also disclose your personal information to law enforcement personnel, government officials, or others when we, in our sole discretion, believe that disclosure is necessary to prevent violations of the law, injury to person or property, or any harm to Janus Mortgage or others.